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“Procrastination is like a credit card: it's a lot of fun until you get the bill."
— Christopher Parker
"Remember that credit is money."
— Benjamin Franklin
“If one advances confidently in the direction of his own dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours.”
— Henry David Thoreau
"The only failure lies in failure to start."
— Harold Blake Walker